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Cor van Deventer's Articles

Employees vs Independent Contractors – What is the Difference?

In South African law, the difference between an employee and an independent contractor isn’t just a technicality—it determines what rights and protections apply, who carries the legal obligations, and what happens if the relationship breaks down.

Hidden Costs of Mortgage Bonds – What Homeowners Should Prepare For

Buyers often walk into the process with a clear idea of their deposit and instalments—only to be blindsided by once-off and ongoing expenses that stretch their budgets thin. These aren't small, incidental charges. They can add up to tens of thousands of rands before you’ve even moved in.

Mortgage Bond Law in South Africa

Mortgage bonds in South Africa are governed by strict legal processes that protect both the lender and the borrower. From the registration of the bond at the Deeds Office to the restrictions placed on a bonded property, these legal frameworks determine what a homeowner can and cannot do with their property while the bond is in place.

What Happens If You Default on Your Mortgage Bond?

Missing a single payment might not seem like a crisis, but when a mortgage falls into arrears, the consequences escalate quickly.

Once a homeowner defaults, the bank can begin the foreclosure process, which can lead to losing the property, long-term financial damage, and legal action to recover unpaid debt.

Legal Requirements for Starting a Business in South Africa

Whether you're launching a small enterprise or a large corporation, understanding the legal requirements for starting a business in South Africa is essential to ensuring long-term success.

From selecting the right business structure to meeting registration and compliance obligations, every decision you make has legal and financial implications.

The Conveyancing Process in South Africa

Delays in the conveyancing process can turn a property purchase into a drawn-out, frustrating experience. Knowing what to expect, what can go wrong, and who is responsible at each stage puts buyers in a far stronger position to avoid setbacks.

Mortgage Bonds in South Africa – A Homebuyer’s Guide

While securing a mortgage bond may seem like a straightforward process—apply, get approved, and move in—the reality is far more complex. Banks don’t hand out home loans freely, and buyers must meet strict bond requirements before securing approval.

Registration and Termination of Customary Marriages

Without official registration, a customary marriage may be difficult to prove in legal matters. This becomes especially important in cases of inheritance disputes, divorce, or financial claims, where a spouse may need to show legal proof of marriage to secure their rights.

Property Rights in Customary Marriages – Who Owns What?

Before assuming that customary traditions alone dictate property ownership, it’s important to know how South African law actually governs these marriages—and what steps can be taken to safeguard your rights.

Everything You Need to Know About Customary Marriages in South Africa

For generations, customary marriages have been central to family traditions and community structures in South Africa. But while these unions hold deep cultural and historical significance, they also carry real legal consequences—ones that many couples don’t fully understand until it’s too late.

 

 

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