Legal Articles

Missing a single payment might not seem like a crisis, but when a mortgage falls into arrears, the consequences escalate quickly. Once a homeowner defaults, the bank can begin the foreclosure process, which can lead to losing the property, long-term financial damage, and legal action to recover unpaid debt.

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Whether you're launching a small enterprise or a large corporation, understanding the legal requirements for starting a business in South Africa is essential to ensuring long-term success. From selecting the right business structure to meeting registration and compliance obligations, every decision you make has legal and financial implications.

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Delays in the conveyancing process can turn a property purchase into a drawn-out, frustrating experience. Knowing what to expect, what can go wrong, and who is responsible at each stage puts buyers in a far stronger position to avoid setbacks.

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While securing a mortgage bond may seem like a straightforward process—apply, get approved, and move in—the reality is far more complex. Banks don’t hand out home loans freely, and buyers must meet strict bond requirements before securing approval.

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When a company is experiencing financial difficulties, two approaches are typically looked at, namely, liquidation and business rescue. Both strive to handle a company’s financial issues, but they differ greatly in terms of aims, processes and their respective outcomes.

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Without official registration, a customary marriage may be difficult to prove in legal matters. This becomes especially important in cases of inheritance disputes, divorce, or financial claims, where a spouse may need to show legal proof of marriage to secure their rights.

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Before assuming that customary traditions alone dictate property ownership, it’s important to know how South African law actually governs these marriages—and what steps can be taken to safeguard your rights.

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For generations, customary marriages have been central to family traditions and community structures in South Africa. But while these unions hold deep cultural and historical significance, they also carry real legal consequences—ones that many couples don’t fully understand until it’s too late.

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A key factor in the land’s governance is the Islamic principle of waqf, a form of religious endowment. Under this system, land designated as waqf cannot be sold or transferred, as it is considered an asset dedicated to Allah for the benefit of the needy.

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Silver Linings

During the two weeks following the postponement of the budget, the rand exchange rate vs the US dollar strengthened by 1.2% and the country’s 10-year bond yield declined by 15 basis points - a clear confirmation of the positive undertone of this (non-) event. In fact, the commentary from business leaders was overwhelmingly positive, as it demonstrated the effectiveness of the government of national unity (GNU) in preserving truly democratic principles relating to the country’s fiscal affairs.

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